Ниже представлена Политика конфиденциальности (PrivacyPolicy) для приложения Деньги в долг
Условия получения займов
- Первоначальный займ: 30 000 рублей по ставке 0% в при погашении своевременно;
- Срок займа: от 61 до 365 дней
- Ставка от 0% до 360% годовых, без комиссий
Пример расчета расчета займа
- Сумма тела кредита 20000 рублей.
- Срок займа 100 дней.
- Комиссия за использование кредита: 0,08% в день, то есть 16 рублей в день, или 2,4% в месяц (усредненно для 30 дней), т.е. 480 рублей в месяц (усредненно для 30 дней).
- Общая сумма комиссии за 100 дней составит 1600 рублей. - Общая сумма к возврату с учетом суммы займа: 21600 рублей.
- ПСК - полная стоимость кредита (FLC - Full Loan Cost) в процентах составляет 29,2% годовых.
Условия просрочки:
В случае нарушения сроков, размер неустойки составляет 0,10% от суммы просрочки в день, но не более 10%;
Возрастные ограничения приложения: 18+.
Наше приложение не является МФО или банком, не выдаёт займы напрямую!
Мы осуществляем содействие в подборе финансовых услуг. Персональные данные пользователей в пределах данного ресурса не собираются и не хранятся. Вся информация носит исключительно информационный характер и не является публичной офертой.
Представленные в приложении финансовые учреждения имеют соответствующие лицензии и имеют право выдавать займы онлайн.
Политика конфиденциальности
Умные Деньги built the Деньги в долг app as a Free app. This SERVICE is provided by Умные Деньги at no cost and is intended for use as is.
This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.
If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Деньги в долг unless otherwise defined in this Privacy Policy.
Передача пользовательских данных третьим лицам
Мы собираем историю переходов пользователей в приложение в целях аналитики и обнаружения неполадок в работе приложения. Мы не передаем данные третьим лицам
Information Collection and Use
For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information. The information that I request will be retained on your device and is not collected by me in any way.
The app does use third party services that may collect information used to identify you.
Link to privacy policy of third party service providers used by the app
We may use third-party Service Providers to monitor and analyse the use of our Service.
Firebase
Firebase - это аналитическая служба, предоставляемая Google Inc.
Вы можете отказаться от определенных функций Firebase через настройки вашего мобильного устройства, такие как настройки рекламы на вашем устройстве или следуя инструкциям, предоставленным Google в их Политике конфиденциальности: https://policies.google.com/privacy?hl=en.
Мы также рекомендуем вам ознакомиться с политикой Google в отношении защиты ваших данных: https://support.google.com/analytics/answer/6004245.
Для получения дополнительной информации о том, какой тип информации собирает Firebase, посетите веб-страницу Условия конфиденциальности Google: https://policies.google.com/privacy?hl=ru.
Firebase is analytics service provided by Google Inc.
You may opt-out of certain Firebase features through your mobile device settings, such as your device advertising settings or by following the instructions provided by Google in their Privacy Policy: https://policies.google.com/privacy?hl=en
We also encourage you to review the Google's policy for safeguarding your data: https://support.google.com/analytics/answer/6004245.
For more information on what type of information Firebase collects, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en
Ссылки на другие сайты - Links to Other Sites
Наш Сервис может содержать ссылки на другие сайты, которые не управляются нами. Если вы нажмете на ссылку третьей стороны, вы будете перенаправлены на сайт этой третьей стороны. Мы настоятельно рекомендуем вам ознакомиться с Политикой конфиденциальности каждого посещаемого вами сайта. Мы не контролируем и не несем ответственности за содержание, политику конфиденциальности или действия любых сторонних сайтов или служб.
Log Data
I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.
Cookies
Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.
This Service does not use these "cookies” explicitly. However, the app may use third party code and libraries that use "cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
Service Providers
I may employ third-party companies and individuals due to the following reasons:
- To facilitate our Service;
- To provide the Service on our behalf;
- To perform Service-related services; or
- To assist us in analyzing how our Service is used.
I want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.
Security
I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.
Links to Other Sites
This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, I strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children’s Privacy
These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do necessary actions.
Changes to This Privacy Policy
I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.
Contact Us
If you have any questions or suggestions about my Privacy Policy, do not hesitate to contact me at pdl.dmitry1983@gmail.com.
